If it seems like I haven’t started talking about how much debt I’ve paid off, it’s because I haven’t.  My emergency fund is back down to $8 due to a real bill that showed up unexpectedly. So the credit cards will just have to wait. I want to talk more about my discouragement and impatience […]

I’ve read on a couple of debt-related blogs that it might pay to call up some of your credit card companies and simply ask for a lower interest rate. Could it really be that easy?
Last weekend, I spontaneously decided to try it. I told my husband to call the 800-number on the back of his […]

I didn’t realize how long it’s been since I last posted something. I’ve been under a lot of stress over the past couple of days, and it’s not just over finances. Most of it has been over my health, more specifically, anxiety issues. I have a tendency to overstress myself by constantly worrying about things […]