Turns out that the answer to the question in my last post was predetermined by the Zales 12 months interest-free promotion that would be expiring on May 18, 2008. Time flew by so quickly; I had only been making the minimum payments and enjoying the finance-charge-free bills. I totally forgot about it. So, we still owe $4700 on it and have roughly 8 weeks to pay it off. I. Can. Do. This.

But you know, the saying is true: when it rains it poooours. We just found out the DH’s job may not be as secure as once thought. Upon hearing this, first thing we did was analyze how we would do financially without it. It didn’t look good. To top it all off, I went to my tax guy, praying for a bigger refund than last year, and left praying that we just didn’t owe anything. Turns out I claimed too many exemptions on DH’s W-4s and not enough taxes were being witheld. NO WONDER, I thought. I make considerably more than he does, yet our paychecks came out to be right around the same amount. I figured it was due to the fact that our medical benefits came out of my paycheck alone, it never occurred to me to check the paystub to see how much federal and state taxes they were taking out. Crap. Our accountant told me to give him until Tuesday. In the meantime, I am praying for a miracle, that my house, kid, babysitter fees, donations, etc. are enough to compensate for my stupidity. Tuesday we’ll know!

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