Well, folks, I’ve fallen off the wagon. I did manage, however, to pay off the Zales card in full back in May. The rest, however, are still looming over my head. I just recently started up again. Budgeting is hard work and really hard to stick to, but when they’re actually followed and bills are […]

When I graduated from college a couple of years ago, I landed my first real job at one of the “Big 5″ consulting firms. They started me off at $45K, which I thought wasn’t too bad for my first job out of school. Anyway, it wouldn’t be until a year and a half later […]

It’s like when the nutritionists advise those on a mission to lose weight to write everything that they eat down in a diary: keeping track of debt and the bills I’ve paid off is helping me stick with it.
Like I said in my last post, I was tempted. That’s a huge temptation that I […]