High Interest vs. Low Balance

Okay! I know it seems like I’ve forgotten about this blog, but I haven’t. I haven’t abandoned my mission to get out of debt this year. The time has finally come: I get paid tomorrow night and I will actually be able to put a good chunk of it to paying off my debt!
The past […]

The Only Dumb Question Is the One You Don’t Ask

I’ve read on a couple of debt-related blogs that it might pay to call up some of your credit card companies and simply ask for a lower interest rate. Could it really be that easy?
Last weekend, I spontaneously decided to try it. I told my husband to call the 800-number on the back of his […]

Buy Now, Pay Later? vs. Sacrifice Now, Play Later? (Blogging Helps Keep This In Check)

It’s like when the nutritionists advise those on a mission to lose weight to write everything that they eat down in a diary: keeping track of debt and the bills I’ve paid off is helping me stick with it.
Like I said in my last post, I was tempted. That’s a huge temptation that I […]